Thursday, March 01, 2007

Solace

When I'm feeling really down about my work, I go to the bookstore downtown or down the street and I stand in front of the SF/F section. Then I open books at random and read the first few lines, the first paragraph.

98% of the time, it makes me feel a lot better.

The rest of the time, I buy the book.

Everybody wins.

My Latest Doctor's Bill

So, I cashed out my 401(K) so I could pay $360 a month for "catastrophic" health insurance, which means they don't pay anything toward any of my medical costs until after I pay $2500 out of pocket. No co-pays, no 50% and certainly no 80% of anything, until I cough $2500 out of my ass this year.

For $1615, I have this dubious form of health insurance through the end of March, which might be real useful if I, like, get hit by a car (knock on wood). Otherwise, basically, I just blew $1615 and gave the government a nice chunk of my retirement savings in the form of taxes.

And I just got my doctor's bill for my January appointment:

Office visit: $90
Comp Metabolic Profile: $50
Hemoglobin A1C: $50
BC/RP DF (no idea what this is): $20

THEN I got the medical bill from the actual LAB that does the work:

Hemoglobin, Glycosylated: $45.50
Comprehen Metabolic Panel: $50

So where am I supposed to get this "extra" $305 when I make $1999 a month and my bills are $1900 a month?

I seriously considered not going to the doctor again until I have health insurance (I mean, REAL insurance), and then I realized that the medical system has insured that I can't do that: I *have to pay someone* to give me my insulin prescriptions.

I have to pay them not only for my meds, but for the privilege of getting the meds that keep me alive.

God bless America.